Scammers rely on pressure, confusion, and trust. This guide shows how to detect scams, shut them down, and report them. Use it to protect yourself, family, and neighbours from losing money or personal data.
🧠 Spot the Warning Signs
- “Urgent” demands — act now, or face arrest/fines
- Unexpected calls about parcels, HMRC, Amazon, or banks
- Requests to install software on your device
- Payment requests by gift card, crypto, or bank transfer
- Fake court letters, fines, or “bailiff” visits
🚫 What to Do Immediately
- Hang up or block — do not engage
- Do not click unknown links or download attachments
- Never give your name, address, or card info to strangers
- Warn others nearby — especially elderly or vulnerable people
💬 Example Police Report or Statement
I received a call claiming to be from HMRC threatening arrest unless I paid immediately by card. They told me to keep it secret. I believe this was a fraud attempt and may have affected others in my area. The number used was: [insert number].
I am reporting this under the Fraud Act 2006, section 2 (false representation). I request that this be recorded as a crime.
📨 Where to Report
- Police Scotland (non-emergency): 101 or police.scotland.police.uk
- UK National Cyber Security Centre: ncsc.gov.uk
- Action Fraud (England/Wales): actionfraud.police.uk
- Scam text? Forward to
7726(free spam report number)
🔒 Digital Self-Defence Tips
- Use two-factor authentication (2FA) on email and bank accounts
- Install antivirus or firewall software
- Use strong, unique passwords (not your name or DOB)
- Shred documents with personal details